Flexible Finance Options To Suit You
Bring your dream hot tub, sauna or swim spa home with flexible finance, spreading the cost over a repayment period that suits your budget.
Choose your model on our website and use the built-in finance calculator to see the packages available and your monthly repayments. You can also check your eligibility with our soft-search checker — it won’t affect your credit score, and gives you an indication of whether you’re likely to be accepted before you apply in full.
When you’re ready, select Apply for Finance to get started, or call our team on 01382 530220 and we’ll talk you through the options and the application process.
Finance is subject to status and affordability. Terms and conditions apply. The eligibility check does not guarantee acceptance. A full finance application involves a hard credit search, which is recorded on your credit file.
Buy Now Pay Later
Available on all new Hot Tubs
Buy Now Pay Later is a good option if you want to start enjoying your hot tub now, without paying the full cost upfront. It gives you an initial holiday period of between 3 and 12 months before your repayments begin, so you can relax and enjoy it with breathing space before payments start.
If you clear the balance in full before your holiday period ends, you’ll settle the agreement interest-free — just a small £29 admin fee applies. If any balance remains once your holiday period ends, interest is charged from the start of the agreement, not just from that point forward — so the more you pay off during the holiday period, the less interest you’ll be charged overall.
Once your holiday period ends, any remaining balance is spread over up to 120 months at 16.9% APR, keeping monthly payments low.
Low Rate Finance with Monthly Payments
Available on all new Hot Tubs, Saunas and Swim Spas
This is our most flexible payment option. Get your hot tub, sauna or swim spa home today and pay nothing for the first 3 months — then spread the rest at a low rate of just 9.9% APR over 36, 60 or 120 months. Choose your deposit — from the standard £500 up front to anything up to 25% of the cost — so you can tailor your package to suit your monthly budget.
If you clear your balance in full within those first 3 months, you won’t pay any interest on it at all. If any balance remains once the 3 months end, interest is charged from the start of the agreement, not just from that point forward — so the more you pay off during those 3 months, the less interest you’ll be charged overall.
You can also increase your payments above the minimum, or settle the agreement early at any time, to reduce the overall term and the total interest you pay.
0% Interest Free Finance
Available on selected Hot Tubs and Saunas
Why spend your own money when you don’t have to? On selected hot tub and sauna models, you can spread the total cost interest free for up to 36 months, while your savings carry on earning interest in the bank. The interest free period varies by model — currently 24 months on selected saunas, and up to 36 months on selected hot tubs so ask our team which models qualify and for how long.
A 25% deposit is required upfront. This option is genuinely interest-free throughout — there’s no deadline to clear the balance early and no penalty for settling it in full whenever suits you, or for accelerating your payments along the way.
The Small Print
Buy Now Pay Later available for up to 12 months on all hot tubs purchased from Grizzly Bear Hot Tubs.
Buy Now Pay Later with nothing to pay for 12 months, 16.9% APR. Representative example: Cash Price £10,999, Deposit £3,000, Credit £7,999, Purchase Interest Rate 16.9% p.a. (fixed); APR Representative 16.9% p.a.
Credit is subject to status and affordability. Terms & Conditions apply.
Credit is subject to status and affordability. Terms & Conditions Apply.
The Grizzly Bear Hot Tub Company Ltd, FRN: 644622. Our registered address is The Hot Tub Showroom, Woodhill, A92 Dual Carriageway, Carnoustie, DD7 7SD and we are a credit broker, not the lender and are authorised and regulated by the Financial Conduct Authority. Credit is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC. Authorised and Regulated by the Financial Conduct Authority.
